Fire and Accident

Engineering Insurance

Business Protection
This policy covers small to medium size businesses for all types of property other than that used for private or domestic purposes.

Asset All Risks
This policy covers businesses entities with sizeable asset bases against loss of or damage to property caused by • Fire and allied perils which include storms ,burst pipes ,floods, impact (by any road vehicles, horses or cattle) ,explosion, earthquake ,aircraft ,non-political riots and malicious damage

Consequential Loss / Loss of Profits
Covers loss of or reduction in Gross profit consequent upon interference or interruption to the Business caused by any of the risks covered under the Business Plan or Assets All Risks Policy

Accounts Receivable
Covers resultant loss or damage to records of customer accounts resulting in the inability to trace or establish outstanding balances as a result of an insured peril under the Business Protection Plan or Assets All Risks Policy

Burglary
Covers theft of contents from premises following forcible and violent entry into or exit from the premises and damage resulting from such theft or attempted theft.

Money
Covers loss of cash, cheques and other negotiable instruments due to insured perils on the premises and or in transit.
Fidelity
Covers the insured against loss of money or any other direct financial loss caused by the dishonesty of any of his employees. This applies to contract as well as all other employees.
Group Personal Accident
As an employer you require peace of mind with regards to your employees' welfare. The personal accident policy provides you with 24 hour cover against accidental death or Injury to your employees caused by violent, visible and external means